Michelle Adams

Business Consultant

Michelle worked at a teller at her local bank while she was earning her degree in economics. Then, after completing an MBA, she came back to the bank as a loan officer. As a result, Michelle is uniquely suited to providing advice to small businesses when it comes to selecting the best loan and credit products.

Michelle loves to focus on local businesses. She believes that local and small businesses are the backbone of the American economy, and a large part of the reason why America is such a wonderful country. That means she always aims to ensure that a business establishes a good basis for continued growth, rather than setting up a business to run from one crisis to the next.

Michelle Adams’ experience helping small business owners in the past 6 years has made her well-known in the industry. She consults with business owners in developing an effective business plan for growth and expansion. Her articles have been insightful for all types of businesses, regardless of the industry.

Michelle’s Blog Posts

Accounts Receivable Financing vs Factoring

Accounts Receivable Financing vs Factoring

It’s hard to run a business. Surprisingly, one of the hardest parts of running a business is getting paid for the goods or services you provide. Most consumers don’t think about this. But there’s actually a lot of steps between doing business and getting paid.

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Paying for Business Operating Expenses

Paying for Business Operating Expenses

As the old saying goes, you have to spend money to make money. Business operating expenses prove that’s true. In order for your business to run smoothly and turn a profit, there are certain expenses you need to cover.

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Calculating Operating Cash Flow

Calculating Operating Cash Flow

There are many ways to measure the financial health of a company. However, advanced accounting techniques and innovative ways of generating revenue can make some ways of assessing a business’s health inaccurate. That’s what so many business operators and investors use operating cash flow.

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Purchase Order Financing

Purchase Order Financing

Whether you own a startup or medium-sized business, you can benefit from exploring various funding options. One type of funding solution that may help you meet your short-term funding goals is purchase order financing.

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Starting a Small Business

Starting a Small Business

If you’ve decided to start a new small business, you may be surprised about how complex the process seems. But starting a small business is much easier if you know where to start.

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Registering Your DBA

Registering Your DBA

One of the most important contributing factors to the way consumers view your business is your business name. You want to be sure that you have a business name that conveys your brand and that is easily recognizable.

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Finding the Right Name for Your Business

Finding the Right Name for Your Business

If you have a business idea in mind, you probably want to get the ball rolling as quickly as possible. And while the most important component of any business is execution, you still need to worry about a few peripheral issues as well.

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How to Apply for an EIN

How to Apply for an EIN

If you’re just starting a new business, there are a host of different administrative tasks you need to undertake. It may seem like you have a mountain to climb in terms of paperwork. But the entire process can be made much easier if you have a good roadmap to begin with.

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Compare Small-Business Lenders 2019

Compare Small-Business Lenders 2019

If you’re exploring the different options to help fund your business, there are a range of practical solutions. Term loans and business lines of credit are often the best types of finance to apply for if you need financing.

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SBA Loans Explained

SBA Loans Explained

If you’re looking at different ways to help finance your business, you’ve probably come across SBA loans at some stage. Small Business Administration Loans (SBA Loans) are loans backed by the U.S. Small Business Administration.

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How to Get a Business Loan: 6 Steps

How to Get a Business Loan: 6 Steps

If you own or operate a business, you probably understand how important getting the right finance can be. Almost every business on the planet has obtained some form of financing at some stage – it’s a necessary part of starting or expanding operations.

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Building Your Business’s Credit Profile

Building Your Business’s Credit Profile

Creating a strong business with an outstanding profile doesn’t only help with securing a loan; it’s also crucial when attracting new customers. Unlike a personal credit report, anyone can see a business’s credit profile.

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